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Easy mortgage

Easy Mortgage Aimed at new home buyers who are in any of the following cases: Customers having bought off plan, and have placed 10, 15 or 20% are struggling to subrogate the developer loan. Customers who want to improve conditions on the loan stipulated in the promoter. Customers interested in having a new home and want complete and segregated fund virtually 100 100 plus expenses, although they have given a certain amount on deposit or signal. Clients in legal status of lease-purchase, look like once the legal deadline for exercising the option come difficult to complete the purchase or just want to improve conditions on which they have offered him.

Holders and guarantors: worker, also domestic service workers

  • DNI or NIE
  • Work contract
  • Three recent pay slips
  • Extra income certificates (accredited company manager, contact phone contains boss, worker seniority, salary payroll and monthly additional bonus, possibility of converting their contracts without limit if applicable)
  • Working life certificate (obtained by calling 901 50 20 50 or online and forwarded to your home in 5 days)
  • Bank statements of the last year
  • Last complete statement or Certificate of Withholding Income Tax
  • CIRBE (requested by the Bank of Spain-Cibeles presenting the DNI)
  • Other personal documents:
  • Judicial separation or divorce judgment and regulatory agreement
  • Marriage contracts (separate property)
  • Lease and three last receipts
  • Certificate of domestic service (uncredited name of the head, telephone, monthly salary, number of annual pay, and good references)
  • Last three receipts for all loans which holds both guarantors as holders
  • Photocopy of the deed of the house and past receipts (for guarantors)

Holders and guarantors: Autonomous individual, independent professionals and personnel manager documentation Sl

  • DNI or NIE
  • Two recent income statements (income tax)
  • Model 390 (annual summary VAT previous year)
  • Models 300/130 or 131/115 year (quarterly)
  • Balance situation since the year began
  • Model 110 (quarterly if workers have dependents)
  • Working life certificate (obtained by calling 901 50 20 50 or online and forwarded to your home in 5 days)
  • CIRBE (requested by the Bank of Spain-Cibeles presenting the DNI)
  • Bank statements of the last year
  • Lease and three last receipts
  • Last three receipts for all loans which holds both guarantors as holders
  • Writing past the house and receipts
  • Latest installment payments of VAT and income tax (at least 3)
Documentation Limited Company
  • Writing Society
  • Model 390, also last two taxes, model 300 quarterly this year
  • Balance sheet and profit and loss account (previous year and current year)
  • Model 110 and 115 (workers and quarterly rent year course)
  • Bank statements of the last year
  • Documents manager (Point 1)

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